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In a small bowl, combine flour, baking soda, baking powder, salt, nutmeg, pecans and chocolate chips. In a large bowl beat eggs with sugar, add butter and vanilla. Mix well. Stir in bananas and applesauce. Stir in dry ingredients and chocolate chips until moistened.

Spoon into greased loaf pan. Bake at 325˚ for 1hour.

Yield: 1 loaf